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2020 health coverage & your federal taxes

Quick Help: Form 1095-A & how to "reconcile"

Choose your 2020 health coverage status for step-by-step directions & tax forms:

Did more than one situation apply at different times or for different family members? Choose an option below and we'll take you to others.

You had a Marketplace plan with premium tax credits

You enrolled in a health plan through the Marketplace and used premium tax credits to lower your monthly payments

You had a Marketplace plan without premium tax credits

You enrolled in a Marketplace plan but paid full price — because you either didn’t qualify for a premium tax credit or didn’t apply for one

You had job-based health insurance

You had health insurance through a job, a retiree health plan, COBRA, or the Small Business Health Options Program (SHOP)

You had other health coverage

You bought a plan outside the Marketplace or were covered by Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source

You had no health coverage

You had no health coverage for all or most of 2020