2020 health coverage & your federal taxes

Quick Help: Form 1095-A & how to "reconcile"

Choose your 2020 health coverage status for step-by-step directions & tax forms:

Did more than one situation apply at different times or for different family members? Choose an option below and we'll take you to others.

You had a Marketplace plan with premium tax credits

You enrolled in a health plan through the Marketplace and used premium tax credits to lower your monthly payments

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You had a Marketplace plan without premium tax credits

You enrolled in a Marketplace plan but paid full price — because you either didn’t qualify for a premium tax credit or didn’t apply for one

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You had job-based health insurance

You had health insurance through a job, a retiree health plan, COBRA, or the Small Business Health Options Program (SHOP)

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You had other health coverage

You bought a plan outside the Marketplace or were covered by Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source

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You had no health coverage

You had no health coverage for all or most of 2020

GET INFO

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Bridge the gaps in health insurance coverage!

When a life change leaves you without health insurance, you need coverage to get you through the transition period. With a short-term health insurance plan from Golden Rule Insurance Company, a UnitedHealthcare company, you can select the length of time (1 to 11 months in many states) and choose from a range of available deductible amounts and payment options. And when your needs change, you have the flexibility to drop your coverage at any time without a penalty.