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Is your family on "Employee Group Insurance"?
Would you like to learn how to save thousands of dollars a year?
The answer: Consider placing your dependents on individual insurance
and get them off that costly group plan today!
Even if you have only one child you will be charged the same rate as every other family.
With group insurance there is no specification of number of children influencing the family rate.
Family of 8 is the same price as a family of 3 in employee group health insurance.
Group is a great deal if you are a large family,
We generally recommend your dependents stay on your group plan when
you are a family of more than 4 persons.
Starting in July 2010 the new "Health Reform Law" states that children 19 and under are guarantee issue.
That means they cannot be turned down because of pre-existing conditions! See article
Group rate with Blue Cross Florida Group Policy 4/1/2009
Employee and Family - 763.98
Employee and Spouse - 325.36
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Difference (438.62)
NEW - Individual(NonGroup) Male Child Age 21, 2500 deductible Aetna (Open Access 2500 plan)
Individual policy ------ 87.00
Net Monthly savings 351.62
Annual savings $4219.44
(Monthly dependent group rate - new non group rate) x 12 months = Annual savings $$
Want a quote to see if this will work for you? Instant Quote